Accepted Insurance Plans
We understand that navigating the details of insurance coverage can be complex. Our commitment is to assist you in understanding and maximizing your benefits so that you can receive the best eye care possible without financial stress. Our practice accepts a wide range of vision and medical insurance plans as well as payment plans such as FSA and HSA to ensure our comprehensive eye care services are accessible to the Austin community.
- Aetna
- Blue Cross Blue Shield
- Cigna
- Humana
- Medicare
- Tricare
- United Healthcare
- VSP
- Eye Med
- Avesis
- Spectera
- Superior Vision
- Davis Vision
- Metlife
- National Vision Administration (NVA)
- Baylor Scott & White health
- PHCS
- Multiplan
- Aetna Medicare
- VBA
Accepted Plans at Our Austin Eye Clinic
We work with many insurance carriers and payment plans to ensure our patients have the necessary coverage.
Below is the range of plans that we accept. Please contact us for assistance if you don't see your specific plan listed. Our friendly and informed staff will happily answer questions you may have.
Medical Vs. Vision Insurance: What’s The Difference?
Your medical insurance will help cover medical eye exams.
- Patients requiring a physician's eye report, those with a medical history such as diabetes or a thyroid condition, or those taking certain high-risk medications, such as Plaquenil, have their eye exam considered medical.
- Conditions such as cataracts, glaucoma, retinal conditions, and a history of flashes or floaters require a medically based-eye evaluation.
- Medical insurance, not vision insurance, also covers conditions like red, painful, or scratched eyes, eye irritation, and reduced or fluctuating vision.
Vision insurance helps share in your cost of vision expenses. It covers well vision examinations. A well-vision examination determines whether your eyes require glasses or contact lens prescription.
Vision insurance does not cover the monitoring and treatment of any medical eye conditions (e.g., eye infections, cataracts, glaucoma, flashes and floaters, etc.).
We will help you maximize your vision insurance to ensure you fully use the benefits. Typically, you'll be required to pay a copay or some out-of-pocket cost when receiving the service.
Alternative Financing Options
You may also use your Flexible Spending Account (FSA) or Health Saving Account (HSA) card at Ranch Road Vision Source.
Most FSA and HSA plans allow for purchasing eye exams and prescription eyewear. Please contact your plan administrator for complete details about your benefits.
We accept CareCredit for healthcare services. Whether you’re considering LASIK, cataract surgery, or new glasses or contacts, CareCredit can help you see clearer sooner. CareCredit offers special financing for healthcare procedures not commonly covered by insurance. Learn more by visiting carecredit.com or contacting our office.
